As we enter the Holiday Season, we are greeted with the season’s excitement, joy, and love, along with…all the stress, exhaustion, and very high Pinterest standards. Yes, I said it, and I know in some part of you, you know it too. Maybe that is why we start seeing Christmas decorations before Halloween, so we can get a jumpstart on the preparations. I don’t know about you, but that only adds to my stress level. I start thinking everyone else must be halfway done with their shopping while I haven’t even compiled my list, and definitely not checked it twice. So go ahead, and vent it out, scream out loud: “I am not prepared, I am not a perfect housewife who got it all done without sweating a drop!” Didn’t that feel good?
This Holiday season, I want to enjoy every bit of it and not get bogged down from all the stress. I’d rather not scream at the mall traffic. And if you'd like to join me so we can both have a wonderful season and celebrate versus the alternative: curse and scream. One of the big stresses of the season is money and how do we fit all the gifts, decorations, baked goods, meals, and traditions into our budgets? It’s too late to start saving, so instead of suggesting a savings plan, how about a checklist of the Holiday Financial Traps and how to avoid them?
I hope these tips help keep the holiday stresses to a new low and enables you to be fully present during these joyous times. Don’t feel the need to use your entire bonus for the holidays because you shouldn’t have to go paycheck to paycheck to have a wonderful holiday. We tend to get all carried away with the presents, decorations, food, and drinks, that we get so worked up and need a vacation after our holiday break. Wouldn’t it feel great to use this time to reconnect with family and friends instead of stressing all December long? My recommendation is to turn off your social media accounts for a few weeks, and try to reflect a little on what we have compared to what we don’t have. Please share one thing you are grateful for on my Facebook page Jessica Weaver, Wealth Advisor.
Jessica Weaver, CFP®, CDFA™, CFS®
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